Argentina: , established in 2009. Eligibility for the scheme was focused on families without formal employment and earning less than the minimum wage who ensured their children attended school, received vaccines and underwent health checks.[1] By 2013 it covered over two million poor families,[2] and by 2015 it covered 29 percent of all Argentinian children.[1]

Universal allocation per child

Bangladesh: Female Secondary School Assistance Project, established in 1994. This CCT program, conditional only on school attendance and girls remaining unmarried, provides tuition and stipends.

[3]

Brazil: (formerly Bolsa Escola) started in the 1990s and expanded rapidly in 2001 and 2002. It provides monthly cash payments to poor households if their school-aged children (between the ages of 6 and 15) are enrolled in school, and if their younger children (under age 6) have received vaccinations.[4][5]

Bolsa Família

Cambodia: Cambodia Education Sector Support Project, established in 2005, is conditional on attendance and maintaining passing grades.

[6]

Chile: Chile Solidario, established in 2002, requires the family to sign a contract to meet 53 specified minimum conditions seen as necessary to overcome extreme poverty. In exchange, they receive from the state psychosocial support, protection bonds, guaranteed cash subsidies, and preferential access to skill development, work and social security programs.[8]

[7]

Colombia: Familias en Acción, established in 2002, is a conditional cash transfer program, very similar to the Mexican PROGRESA/Oportunidades, consisting of cash transfers to poor families conditional on children attending school and meeting basic preventive health care requirements.[9]

[7]

Egypt: Program Minhet El-Osra, began in 2009, currently being piloted in an urban slum in Cairo, Ain Es-Sira, and 65 villages in rural Upper Egypt by the Egyptian Ministry of Social Solidarity

Guatemala: Mi Familia Progresa, established April 16, 2008, is a conditional cash transfer program that is intended to provide financial support to families living in poverty and extreme poverty and who have children age 0 to 15 years and/or pregnant women or nursing mothers who live mainly in rural and marginal areas of the peripheries of urban centers (cities).

[10]

Honduras: The Family Allowance Program (PRAF II) created in 1998 was based on the PRAF I program created in 1990. The Family Allowance Program, PRAF, founded in 1990 as a social compensation program of the government of the Republic of Honduras.[12][13]

[11]

Indonesia: Program Keluarga Harapan (PKH) and Program Nasional Pemberdayaan Masyarakat-Generasi Sehat dan Cerdas, both established in 2007. The Program Keluarga Harapan is a household CCT program, while Program Nasional Pemberdayaan Masyarakat is a community-based CCT program. They are focused on reducing poverty, maternal mortality, and child mortality and providing universal coverage of basic education.[15] In 2018 also launch Program Indonesia Pintar (PIP),[16] one of their focus is to help the government meet its constitutional guarantees by providing incentives for all children to complete at least a 9-year basic education.

[14]

Jamaica: Programme of Advancement Through Health and Education (PATH), administered by the Ministry of Labour and Social Security, is a conditional cash transfer (CCT) programme. It provides cash transfers to poor families, who are subject to comply with conditions that promote the development of the human capital of their members. PATH was created in 2001, as part of a wide-ranging reform of the welfare system carried out by the government of Jamaica.[17]

[7]

Mexico: is the principal anti-poverty program of the Mexican government. (The original name of the program was Progresa; it was changed in 2002.) Oportunidades focuses on helping poor families in rural and urban communities invest in human capital—improving the education, health, and nutrition of their children.[18][19][20] The Progresa program was one of the first large-scale conditional cash transfer programs.[21][22]

Oportunidades

Nicaragua: The Social Protection Network, established in 2000 and implemented by the Social Emergency Fund (FISE), was terminated in 2005.[23]

[7]

Panama: Red de Oportunidades is a program implemented by the Government of Panama to the population under 18 to provide them access to health services and education.

[24]

Peru: Juntos was established in 2005. The program provides a monthly dividend to mothers (married or single) living in extreme poverty. Mothers can only qualify for the program if they send their children to school and take them for regular medical checkups.

[25]

Philippines: Department of Social Welfare and Development — is a social development strategy of the national government that provides conditional cash grants to extremely poor households to improve their health, nutrition and education particularly of children age 0–14.[26]

Pantawid Pamilyang Pilipino Program

Turkey: Şartlı Nakit Transferi (ŞNT), Şartlı Eğitim Yardımları (ŞEY) ve Şartlı Sağlık Yardımları (ŞSY) established in 2003 and it is still being implemented by the General Directorate of Social Assistance (GDSA: Sosyal Yardımlar Genel Müdürlüğü, under the umbrella of Ministry of Family and Social Policy; Aile ve Sosyal Politikalar Bakanlığı).

United States of America: Opportunity NYC. ONYC ended on August 31, 2010. The program built on the conceptual framework and success of international conditional cash transfer (CCT) programs and was the first major CCT initiative implemented in the United States. The principal objective of Opportunity NYC Family Rewards was to test the impact of monetary incentives on children's education, family health and adults' workforce outcomes.

[27]

Conditional cash transfers have been used in many countries:

Latin America[edit]

Many countries in Latin America are now using CCT programs as a major tool of their social policy since they have been proven to be very effective in helping poor families. By 2011 CCTs had spread to 18 countries in the region and covered as many as 129 million beneficiaries.[36] Although the conditions and amounts of money may vary from country to country, ranging from $5 to $33 per child,[37] in general these programs provide money to poor families under the condition that those transfers are used as an investment on their children's human capital, such as regular school attendance and basic preventive health care. The purpose of these programs is to address the inter-generational transmission of poverty and to foster social inclusion by targeting the poor, focusing on children, delivering transfers to women, and changing social accountability relationships between beneficiaries, service providers and governments.[38] Most of these transfer schemes are now benefiting around 110 million people in the region, and are considered relatively cheap, costing around 0.5% of their GDP.[39]


Conditional cash transfer programs can be very effective in reducing poverty in the short term since they have helped to increase household income and consumption in poor families. They have also worked effectively in increasing school enrollment and attendance, especially in middle school. A substantial improvement in health and nutrition of the children that benefit from these programs has been acknowledged.[40] However, studies by the UNDP have shown that conditional cash transfers neither represented a significant increase in the quality of education and in learning nor significant increased salaries, once the recipients entered the labor force.


Most CCT programs are very well-targeted and effective in reaching the poor and the excluded groups, notably the extreme poor living outside the reach of social protection programs tied with formal sector employment. On average, 80% of the benefits go to the 40% poorest families.[38] The programs have also promoted equality of gender since they provide larger funds to girls since they often drop out earlier, so it has increased their enrollment and attendance to secondary levels of education. In the long run, these investments may also yield to significant changes in women's empowerment and insertion in economic networks.[38]

Europe[edit]

Conditional cash transfer programs are not used widely in Europe. In the UK, in 2011 CentreForum proposed an additional child benefit dependent on parenting activities.[49]

Turkey[edit]

In Turkey, CCT program has still been implemented by GDSA since 2003 with education and health components in which almost 6 billion Turkish Liras (app. 2 billion Euros) have been spent to about 3.5 million beneficiary households. In order to be paid regularly in CCT program, students (ages 5–20) have to attend to their school regularly and children (ages 0–6) have to be taken to health centres regularly. All the conditions are being monitored by GDSA from the databases of Ministry of Health and Ministry of Education by the means of an interactive web-based MIS.


The conditional education grants are provided to children of the target group on school enrollment condition, from the first grade through the end of the twelfth grade. Once qualified as beneficiaries, children should maintain at least 80 per cent attendance rate to continue to receive the grant.


Individual payment amounts differ according to components. Girls are paid higher amounts than boys in education component to encourage poor families to send their daughters to school. Besides, due to increasing drop-out rates in higher grades, secondary school (9th–12th grades) students are paid higher amounts than primary school ones in order to ensure the effect of the program on decreasing the drop-out rates.[50]


The project named "Strengthening the Impact of the Conditional Cash Transfer Programme in Turkey for Increasing High School Attendance" (Liseye Devam Senden, Destek Bizden) has been started up in December 2014 by GDSA through EU co-finance. The project has been integrated to Turkey's CCT implementation and designed for high school CCT beneficiaries in order to ensure them to get a degree and decrease early school leaving rates which also is one of the most important topics for 2020 European Union targets for a sustainable growth.[50]


In the scope of the project, extra incentives were added into CCT education programme aiming to support high school education attendance which would provide stronger reinforcement for the CCT families. Grants (€60 in 2014 and €70 in 2015 for each eligible student) is provided for parents (preferably mothers) of high school (9th, 10th and 11th grades and 12th for 2015) CCT beneficiaries suffering from lack of financial resources to cover educational expenditures especially in the beginning of each year.[51]

Medical applications[edit]

Modest financial incentives delivered in routine clinical practice have been found to significantly improve adherence to, and completion of, vaccination programmes.[52][53]

Cash and Voucher Assistance

(Transfer payments)

Cash transfers

Means test

Unconditional basic income

Specific programs:

"Redesigning Conditional Cash Transfers" J-PAL Briefcase(2012)

Fiszbein, A. and Schady, N. (2009) World Bank Publications, ISBN 978-0-8213-7352-1

Conditional Cash Transfers: Reducing Present and Future Poverty

Hanlon, Joseph, Armando Barrientos and David Hulme (2010). Just Give Money to the Poor: The Development Revolution from the Global South. Sterling, VA: Kumarian Press.

Rawlings, L. and G. Rubio (2005). The World Bank Research Observer 2005 20(1):29-55

"Evaluating the Impact of Conditional Cash Transfer Programs: Lessons from Latin America"

The Role of Conditional Cash Transfers in Equitable Development

Conditional Cash Transfer Programs: Are They Really Magic Bullets?

The Economist, 29 July 2010

Give the poor money: Conditional-cash transfers are good. They could be even better

Weddle, Ryan Devex, 11 February 2009

World Bank's Conditional Cash Transfer Programs Show Signs of Success

at Rockefeller Foundation

Opportunity NYC