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Finances of the Church of Jesus Christ of Latter-day Saints

The finances of the Church of Jesus Christ of Latter-day Saints (LDS Church) are not a matter of public record. In the absence of official statements, people interested in knowing the LDS Church's financial status and behavior, including both members of the LDS Church and others, have attempted to estimate or guess.[2] According to the church, their funding comes from the donations of its members and the principal expense is in constructing and maintaining facilities.[3]

When the church takes in more donations than it pays out in period expenses, it uses the surplus to build a reserve for capital expenditures and for future years when period expenses may exceed donations. The church invests its reserve to maintain the principal and generate a reasonable return and directs its investments into income-producing assets that may help it in its mission, such as farmland- and communication-related companies and the City Creek Center (see below).[4]


The church has not publicly disclosed its financial statements in the United States since 1959.[5] The church does disclose its financials in the United Kingdom[6] and Canada[7] where it is required to do so by law. In the UK, these financials are audited by the UK office of PricewaterhouseCoopers.


The church maintains an internal audit department that provides its certification at each annual general conference that contributions are collected and spent in accordance with established church policy. In addition, the church engages a public accounting firm (currently Deloitte) to perform annual audits in the United States of its not-for-profit,[8] for-profit,[9] and some educational[10][11] entities.

- the largest producer of nuts in the United States (circa. 1997)[1]

AgReserves

- An insurance and financial services company with assets of $3.1 billion.[52]

Beneficial Financial Group

- the 14th largest radio chain in the U.S.[1]

Bonneville International

- a weekly Utah newspaper and digital news operation, second-largest in the state of Utah.[53]

Deseret News

- includes at least 370,000 acres (578 square miles) in Nebraska[54] (up from 228,000 acres in 2004[55]) and 51,600 acres in Osage County, Oklahoma;[56]

Farmland Reserve Inc.

- Miscellaneous LDS Church holdings in Hawaii. When combined with the Polynesian Cultural Center (the leading paid visitor attraction in Hawaii[57]) and Brigham Young University–Hawaii, LDS Church-related entities generated revenue of $260 million for the Hawaii economy in 2005.[58]

Hawaii Reserves, Inc.

Deseret Industries

Deseret Manufacturing Company

Utah Property Management Associates

Utah-Idaho Sugar Company

Zions Bancorporation

Zion's Central Board of Trade

LDS Charities

(1992). "Economic History of the Church". In Ludlow, Daniel H (ed.). Encyclopedia of Mormonism. New York: Macmillan Publishing. pp. 435–441. ISBN 0-02-879602-0. OCLC 24502140.

Arrington, Leonard J.

; Edling, Wilford G. (1992). "Finances of the Church". In Ludlow, Daniel H (ed.). Encyclopedia of Mormonism. New York: Macmillan Publishing. pp. 507–509. ISBN 0-02-879602-0.

Edgley, Richard

Winter, Caroline (July 18, 2012). . Bloomberg Businessweek. Archived from the original on 2016-01-21.

"How the Mormons Make Money"

Tad Walch (March 2, 2018). . Deseret News.

"Mormon leader shares details on LDS Church finances"