Personal injury
Personal injury is a legal term for an injury to the body, mind, or emotions, as opposed to an injury to property.[1] In common law jurisdictions the term is most commonly used to refer to a type of tort lawsuit in which the person bringing the suit (the plaintiff in American jurisdictions or claimant in English law) has suffered harm to their body or mind. Personal injury lawsuits are filed against the person or entity that caused the harm through negligence, gross negligence, reckless conduct, or intentional misconduct, and in some cases on the basis of strict liability.[2] Different jurisdictions describe the damages (or, the things for which the injured person may be compensated) in different ways, but damages typically include the injured person's medical bills, pain and suffering, and diminished quality of life.[3]
No-fault compensation fund[edit]
Some jurisdictions offer no-fault compensation systems for personal injury cases, or types of personal injury cases, whereby an injured person can recover compensation from a fund or insurance program without regard to who is at fault for the person's injury. For example, in the United States, most injuries that occur while the injured person is working for an employer are compensated through a no-fault workers' compensation system. In New Zealand, the Accident Compensation Corporation provides no-fault compensation to all accident victims (including medical malpractice), and personal injury lawsuits are rare (except in cases of reckless conduct).[20] Proponents of this system say that it results in faster, fairer awards to victims. In practice, it can lead to moral hazard, as it encourages people to engage in behavior they would otherwise avoid for fear of legal liability, such as putting out a trampoline for neighborhood children to use.[21]
United Kingdom[edit]
Personal injury claims are awarded via civil action for torts like in the United States. The book Guidelines for the Assessment of General Damages in Personal Injury Cases, produced by the Judicial College, is influential in determining how much money is awarded by courts.[35]