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Public Law 110-343

Public Law 110-343 (Pub. L.Tooltip Public Law (United States) 110–343 (text) (PDF), 122 Stat. 3765, enacted October 3, 2008) is a US Act of Congress signed into law by U.S. President George W. Bush, which was designed to mitigate the growing financial crisis of the late-2000s by giving relief to so-called "Troubled Assets."[1][2]

This article is about the combined Act of Congress. For its best-known division, see Emergency Economic Stabilization Act of 2008. For the related program, see Troubled Asset Relief Program.

Long title

A bill to provide authority for the Federal Government to purchase and insure certain types of troubled assets for the purposes of providing stability to and preventing disruption in the economy and financial system and protecting taxpayers, to amend the Internal Revenue Code of 1986 to provide incentives for energy production and conservation, to extend certain expiring provisions, to provide individual income tax relief, and for other purposes.

Pub. L.Tooltip Public Law (United States) 110–343 (text) (PDF)

Its formal title is "An Act To provide authority for the Federal Government to purchase and insure certain types of troubled assets for the purposes of providing stability to and preventing disruption in the economy and financial system and protecting taxpayers, to amend the Internal Revenue Code of 1986 to provide incentives for energy production and conservation, to extend certain expiring provisions, to provide individual income tax relief, and for other purposes."


The Act created a $700 billion (~$973 billion in 2023) Troubled Asset Relief Program under the Emergency Economic Stabilization Act of 2008 (division A), and also enacted the Energy Improvement and Extension Act of 2008 (division B), Tax Extenders and Alternative Minimum Tax Relief Act of 2008 (division C), which also included the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008, and the Heartland Disaster Tax Relief Act of 2008.[3][4]

A temporary increase in deposit insurance limit from $100,000 to $250,000 until December 2009[25]

Federal Deposit Insurance Corporation

Tax breaks for businesses

for the use of alternative energy and plug-in hybrids

Tax credits

Tax credits for

research and development

Expansion of the

child tax credit

Protection from the

Alternative Minimum Tax

Tax reductions for victims of severe weather (e.g. tornadoes, floods, hurricanes)

Extension of

unemployment insurance

A USD $1,000 tax credit for low income homeowners

[26]

Cost[edit]

The Act increased the statutory limit on the public debt by US$700 billion to US$11.3 trillion. However, the legislation is designed to have a net zero long-term cost, and includes language that mandates the President and Congress to develop a plan to recoup any money that is not recouped within 5 years.[3][32]

Tooltip Public Law (United States) 110–343 (text) (PDF)

Pub. L.

House roll call vote