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Welfare

Welfare, or commonly social welfare, is a type of government support intended to ensure that members of a society can meet basic human needs such as food and shelter.[1] Social security may either be synonymous with welfare,[a] or refer specifically to social insurance programs which provide support only to those who have previously contributed (e.g. most pension systems), as opposed to social assistance programs which provide support on the basis of need alone (e.g. most disability benefits).[6][7] The International Labour Organization defines social security as covering support for those in old age, support for the maintenance of children, medical treatment, parental and sick leave, unemployment and disability benefits, and support for sufferers of occupational injury.[8][9]

This article is about government support for individuals. For other uses, see Welfare (disambiguation).

More broadly, welfare may also encompass efforts to provide a basic level of well-being through subsidized social services such as healthcare, education, infrastructure, vocational training, and public housing.[10][11] In a welfare state, the state assumes responsibility for the health, education, infrastructure and welfare of society, providing a range of social services such as those described.[11]


Some historians view systems of codified almsgiving, like the zakat policy of the seventh century (634 CE) Rashidun caliph Umar, as early examples of universal government welfare.[12] The first welfare state was Imperial Germany (1871–1918), where the Bismarck government introduced social security in 1889.[13] In the early 20th century, the United Kingdom introduced social security around 1913, and adopted the welfare state with the National Insurance Act 1946, during the Attlee government (1944–1951).[11] In the countries of western Europe, Australia, and New Zealand, social welfare is mainly provided by the government out of the national tax revenues, and to a lesser extent by non-government organizations (NGOs), and charities (social and religious).[11] A right to social security and an adequate standard of living is asserted in Articles 22 and 25 of the Universal Declaration of Human Rights.[6][b]

state-sponsored programs based partly on individual contributions towards benefits such as healthcare, unemployment payments, and old-age pensions.

Social insurance

benefits, financial assistance provided for those who are unable to cover basic needs, such as food, clothing and housing, due to poverty or lack of income because of unemployment, sickness, disability, or caring for children. While assistance is often in the form of financial payments, those eligible for social welfare can usually access health and educational services free of charge. The amount of support is enough to cover basic needs and eligibility is often subject to a comprehensive and complex assessment of an applicant's social and financial situation. See also Income Support.

Means-tested

Non-contributory benefits. Several countries have special schemes, administered with no requirement for contributions and no means test, for people in certain categories of need, such as veterans of armed forces, people with disabilities, and very old people.

Discretionary benefits. Some schemes are based on the decision of an official, such as a social worker.

Universal or categorical benefits, also known as demogrants. These are non-contributory benefits given for whole sections of the population without a means test, such as or the public pension in New Zealand (known as New Zealand Superannuation). See also the Alaska Permanent Fund Dividend.

family allowances

Direct cash transfers

Financial inclusion of all individuals

Statutory insurances

Free school meals

Rural employment guarantee

Various subsidies & benefits

Pensions & provident funds

whether the program is universal or targeted towards certain groups

the size of the social program benefits (larger benefits incentivize greater mobilization to defend a social program)

the visibility and traceability of the benefits (whether recipients know where the benefits come from)

the proximity and concentration of the beneficiaries (this affects the ease by which beneficiaries can organize to protect a social program)

the duration of the benefits (longer benefits incentivize greater mobilization to defend a social program)

the manner in which a program is administered (whether the program is inclusive and follow principles)

Blank, R.M (2001), "Welfare Programs, Economics of", International Encyclopedia of the Social & Behavioral Sciences, pp. 16426–16432,  9780080430768

ISBN

Sheldon Danziger, Robert Haveman, and Robert Plotnick (1981). "How Income Transfer Programs Affect Work, Savings, and the Income Distribution: A Critical Review", Journal of Economic Literature 19(3), pp. 975–1028.

Haveman, R.H (2001), "Poverty: Measurement and Analysis", International Encyclopedia of the Social & Behavioral Sciences, pp. 11917–11924, :10.1016/B0-08-043076-7/02276-2, ISBN 9780080430768

doi

Steven N. Durlauf et al., ed. (2008) , 2nd Edition:

The New Palgrave Dictionary of Economics

International Social Security Review

OECD Social Expenditure database (SOCX) Website

A Treatise on the Poor Law of England Being a Review of the Origin, and Various Alterations that Have Been Made in the Law of Settlements and Removals; and the Proposed Schemes Relating to National, Union, and Other Extended Areas for Raising Poor Rates, by Equalised Assessments, Or Otherwise By James Dunstan 1850 (Contains information on social welfare provisions for the poor in ancient societies)